To facilitate transferability of lower division courses, Texas law (Senate Bill 148) requires each institution of higher education to adopt a core curriculum of at least 42 semester credit hours. The core curriculum can be transferred in block to any state college to be substituted for the core of the receiving institution. If a student satisfies all component areas, the message "Core Curriculum Completed" will appear on the transcript. If a student does not complete all courses in the core curriculum at Howard College/SWCID, the student shall receive academic credit within the core curriculum of the receiving institution for each of the courses that the student has successfully completed at Howard College/SWCID. Howard College/SWCID will designate core curriculum courses completed by a student on the official Howard College/SWCID transcript. Policies on the transferability of the grade of D may vary from one college to another. An institution of higher education may deny the transfer of credit in courses with a grade of "D" as applicable to the student's field of study curriculum courses, core curriculum courses, or major. Course options within each core area are listed below.